Effective Date: January 1, 2026
Last Updated: January 1, 2026
Welcome to Syalerts LLC. By accessing our website thesyalerts.com or using our services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services.
By accessing or using the Syalerts LLC website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.
You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
Syalerts LLC is a licensed direct business lender providing various financing solutions, including but not limited to:
All financing is subject to credit approval, underwriting review, and compliance with applicable laws and regulations.
You may use our website for lawful purposes only. You agree not to:
All content on this website, including text, graphics, logos, images, and software, is the property of Syalerts LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
By submitting a loan application through our website or contact form, you:
You agree to provide accurate, current, and complete information in all applications and communications with Syalerts LLC. Providing false or misleading information may result in denial of your application or termination of services.
All loan applications are subject to underwriting and credit approval. Syalerts LLC reserves the right to deny any application for any reason in compliance with applicable laws.
By providing your phone number and expressly consenting to receive SMS communications from Syalerts LLC, you agree to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS).
SMS messages are supported by major U.S. carriers, including AT&T, Verizon, T-Mobile, Sprint, and others. Message delivery is not guaranteed on all carriers or devices.
By opting in to SMS communications, you agree that your phone number and consent information will be used solely for the purpose of sending you updates, offers, and promotional messages from Syalerts LLC. We will not share your mobile information with third parties for marketing purposes. For more details, please review our Privacy Policy.
Specific terms, interest rates, fees, and repayment schedules for financing products are outlined in individual loan agreements. You agree to review and accept all terms before executing any loan agreement.
Syalerts LLC does not charge application fees for initial consultations or loan inquiries. Any fees associated with loan processing, origination, or servicing will be disclosed in writing before you accept the loan.
To the fullest extent permitted by law, Syalerts LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
In no event shall our total liability exceed the amount paid by you, if any, for accessing or using our services.
You agree to indemnify, defend, and hold harmless Syalerts LLC, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.
Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in Brooklyn, New York.
You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, consolidated action, or representative action.
Syalerts LLC reserves the right to modify or update these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of our website or services after such changes constitutes your acceptance of the updated Terms.
We reserve the right to terminate or suspend your access to our website or services at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason in our sole discretion.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and any specific loan agreements you enter into, constitute the entire agreement between you and Syalerts LLC regarding your use of our website and services.
If you have any questions or concerns about these Terms & Conditions, please contact us:
Syalerts LLC
2216 East 8th Street
Brooklyn, NY 11223
Email: joseph@thesyalerts.com
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.